Meet the professionals That will guide you to your Debt-Free life.

Speak to our Debt-Free Advisors to get started.

4.9

Based on 620 reviews

087 701 9665

(TOLL FREE)

Handled by
Professionals

ZeroDebt is here to help you understand the meaning of debt review and provide qualified debt help services. If you are over-indebted and falling behind with your debt repayments, a review of your debts can protect your assets by arranging a structured, affordable repayment plan for your outstanding debt.

Debt review companies like ZeroDebt will evaluate all your debt so that you only have to make one monthly payment with reduced interest rates, based on your circumstances. This debt protection forms part of the National Credit Act. Credit providers cannot take legal action against you if you go under debt review. This means that aside from the protection of your assets, you will also end up paying less for your debt on a monthly basis. All fees will be included in your reduced monthly payment.

ZeroDebt Process

Call Back

Complete the free “Request callback” form and one of our friendly debt review consultants will contact you to do an obligation free assessment.

Review

We review and evaluate your information to determine whether you qualify for debt help services.

Notify Creditors

Once you have begun the debt review process, we will notify all your credit providers and the Credit Bureaus, and they may no longer contact you directly.

Negotiate

Your monthly instalments are negotiated with your credit providers and structured into one affordable monthly repayment amount based on your current living expenses.

Court Order

Our debt review specialist attorneys will obtain a court order that will protect you against your credit providers and simultaneously legally reduce your interest rates.

DEBT REVIEW

If you are over-indebted and falling behind with your debt repayments, debt review can protect your assets by arranging a structured, affordable repayment plan for your outstanding debt. A debt solution company consolidates all your debt into one monthly payment and reduces your interest rates, based on your circumstances. This debt protection forms part of the National Credit Act. Credit providers cannot take legal action against you if you go under debt...

FIND OUT MORE

DEBT COUNSELLING

Through debt counselling, a registered debt counsellor will assess your financial situation and negotiate with your creditors to create a single, affordable monthly repayment plan tailored to you. Your interest rates can be reduced, thereby reducing your monthly repayments and giving you more money to live off. This process is protected by the National Credit Act, which means once you’re under debt review, credit providers cannot take legal action against you.

FIND OUT MORE

DEBT CONSOLIDATION

Debt consolidation is the process whereby we consolidate all your debt owed to multiple credit providers into a single debt repayment at reduced interest rates. Instead of paying multiple credit providers, you now only have to make one reduced monthly repayment for all your debt. As part of our free debt assessment, we will work with you so that you pay only the minimum amount required by your credit providers, thereby reducing your monthly debt obligations and freeing up cash to...

FIND OUT MORE