Debt-to-Income Ratio

Debt-to-Income Ratio Calculator

A debt-to-income (DTI) ratio is how much you owe (debt) divided by how much you earn (income). Lenders use it to check the risk of lending you more money. Find out your DTI below.

Mortgage

Vehicle Finance

Student Loans

Credit Cards

Personal Loans

Other Debts

Monthly Gross Income

Next, fill in your monthly gross income—aka the number before taxes and other deductions (like health insurance) are taken out.

Monthly Gross Income

Calculate