In a challenging economic period for South Africa, many are facing mounting debt that can seem impossible to overcome. For those struggling to meet their monthly obligations, Debt Review offers a lifeline of hope. This blog post will take you through everything you should know about Debt Review in South Africa, including how it works, […]
Debt Review in South Africa: What is it exactly? Read More »
Debt review, also known as debt counselling, is a life-saving process for individuals overwhelmed by debt. It allows you to regain control of your finances, by providing a structured and affordable repayment plan. While the goal is to provide relief, many people seek to finish the debt review process as quickly as possible to regain
How to Power Through Debt Review and Reclaim Your Finances Read More »
Black Friday—the infamous shopping extravaganza that has grown into a global phenomenon. For many, it’s a chance to snag incredible deals on everything from electronics to clothing, all while scoring what seems like a huge bargain. But behind the excitement of those flashing “50% OFF” signs and the thrill of checking out with a full
Debt. It’s something many of us face, whether it’s a home loan, personal loan, credit card, or car repayment. For many South Africans, the burden of debt can quickly overwhelm their finances, especially when salaries feel like they’re being swallowed up by monthly repayments. When debt begins to take over your income, it can lead
Debt. For many, it’s a four-letter word synonymous with stress, financial struggles, and a sense of being trapped. However, not all debt is created equal. While some debt can be a burden on your finances, other types can actually be beneficial in the long run. Understanding the difference between good debt and bad debt is
Good Debt vs Bad Debt: Understanding the Difference and How to Manage Both Read More »
A good credit score is one of the most important financial tools you can have in South Africa. Whether you’re applying for a home loan, car finance, or even a mobile phone contract, your credit score can influence the interest rates you’re offered, the amount of credit you can access, and sometimes even your eligibility
Steps to a Soaring Credit Score in South Africa and How Debt Review Can Help Read More »
Inflation has been going through the roof over the past few years, affecting everyone from all walks of life. With everything becoming more expensive and incomes failing to rise accordingly, certain lifestyle choices are no longer feasible without putting yourself in financial jeopardy. Fortunately, help in the form of debt consolidation and counselling is at
Living Large or Broke? How to Avoid Lifestyle Inflation Read More »
One of the main reasons relationships break down and fail is financial difficulties. But things do not have to be that way. If you work together to overcome your debts as a couple, it can serve as a powerful bonding experience that brings you closer. We here at Zero Debt have seen hundreds of couples
Tackling Debt as a Team to Strengthen Your Relationship Read More »
The Hidden Costs of Everyday Spending There are various hidden costs lurking behind everyday spending that can quickly add up to substantial amounts of money lost. Thankfully, many of these hidden costs can be avoided if you know what to look for. Curbing fruitless expenditure is one of the first things that overindebted individuals are
The Hidden Costs of Everyday Spending Read More »
When Making Minimum Payments Becomes Unmanageable If you’ve become overindebted and cannot afford to pay back what you owe, services like debt consolidation and debt counselling can help you reduce your debt burden and lower the amount owed each month. Because certain stigmas are attached to these services, they might sound like drastic steps to
When Making Minimum Payments Becomes Unmanageable Read More »
