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Inflation has been going through the roof over the past few years, affecting everyone from all walks of life. With everything becoming more expensive and incomes failing to rise accordingly, certain lifestyle choices are no longer feasible without putting yourself in financial jeopardy. Fortunately, help in the form of debt consolidation and counselling is at […]

One of the main reasons relationships break down and fail is financial difficulties. But things do not have to be that way. If you work together to overcome your debts as a couple, it can serve as a powerful bonding experience that brings you closer. We here at Zero Debt have seen hundreds of couples

The Hidden Costs of Everyday Spending There are various hidden costs lurking behind everyday spending that can quickly add up to substantial amounts of money lost. Thankfully, many of these hidden costs can be avoided if you know what to look for. Curbing fruitless expenditure is one of the first things that overindebted individuals are

When Making Minimum Payments Becomes Unmanageable If you’ve become overindebted and cannot afford to pay back what you owe, services like debt consolidation and debt counselling can help you reduce your debt burden and lower the amount owed each month. Because certain stigmas are attached to these services, they might sound like drastic steps to

A Newlywed’s Guide to Budgeting, Debt Consolidation, and Savings Financial management is key to a happy and successful marriage. Many couples face conflicts over money matters, which can strain even the strongest relationships. To help ensure both marital and financial stability, here’s how you can avoid unnecessary debt and build a secure future together. Create

Can AI Revolutionise the Way We Approach Debt? AI is transforming numerous industries, and its potential for managing finances and overcoming debt is equally groundbreaking. In this blog, we’ll explore how AI can revolutionise your approach to debt management by leveraging automation and advanced computational analysis. Personalised Budgeting Tools AI-powered budgeting apps, available on platforms

Credit Comeback: Your Guide to Rebuilding with Debt Counselling and More Many of the world’s wealthiest individuals have experienced bankruptcy at some point in their lives, proving that a financial setback doesn’t spell the end of the road. With the right strategies, a credit comeback is always possible. Here’s how you can rebuild your credit

Many people find themselves in financial trouble because they avoid confronting their financial challenges, choosing instead to ignore them. This fear of money is quite common, but it doesn’t have to dominate your life and lead to financial ruin. Let’s explore how you can overcome these fears and gain better control over your finances. Educate

Losing your primary means of income can be extremely difficult. Suddenly, you have a bunch of bills to pay and no way to pay them. On top of that, you still need to eat and keep your car’s reserve light at bay.  The key to overcoming the loss of your income is to not give

There are many lenders out there who are all too happy to quickly and easily approve a loan for you while tying you into an unfavourable debt cycle you can’t get out of. Desperation often leads to poor choices because it forces a person to focus on satisfying immediate needs at the expense of their